The Do's and Don'ts of Car Buying

You’ve come to the right place. Buying a new car is a big decision to make and it’s one that here at D&D Motors, we don’t take lightly. Before scheduling your appointment with us, we recommend that you walk through these five do’s and don’ts for car-buying so that you know your needs, price and exactly what you want. Simplifying the process is kind of our thing. So check these out and let us know if you have any questions!

1. Do Know Your Needs

While knowing what you want is easy, deciding which vehicle you will need is a little more difficult. Do you have long commutes for your job? A compact car or hybrid vehicle are environmentally-conscious and have excellent gas mileage. Is your family growing? Perhaps space and safety are your priorities this year, landing you with a crossover or minivan. Or is speed and traction a top desire, which would make a sports car a perfect choice. Whatever type of vehicle you pick, stick to your decision when shopping.

2. Do Research

Up next is to research your chosen car-type. Look up the manufacturer’s website, glance at our own compiled research of new Ford models, or find out which makes and models have won awards for features that you need or like. Double check that the models you’ve selected have the list of required features (like leather seating or wireless charging) that are your must-haves for your new car.

3. Do Know How Much You Can Afford

Budgets can be a pain, but they can make or break your decision of which vehicle you end up with. Here at D&D Motors, we have plenty of affordable models, but we generally suggest picking a vehicle that you can place 20 percent down and make monthly payments that are below 10 percent of your income. We also think limiting your term to no more than 60 months is a good idea, too, but those stats will change based on your credit and other financial factors. Plus, remember to include insurance and maintenance costs in your monthly budget as well.

4. Don't Trade In A Car That's Worth Less Than You Owe On It

It’s uncomfortable to think about, but negative equity follows you from car to car. If you sell or trade a vehicle that’s worth less than you owe on it, that’s negative equity, and it will be consolidated into your new car’s loan if you buy. That’s two car loans in one massive monthly payment. Value your trade ahead of time or ask our finance team any questions you may have to avoid this financial burden. We’re here to help, not sink you in a mountain of debt.

5. Don't Rush Your Test-Drive

(Seemingly) small details like driveability or leg room can only be tested in-person, so don’t rush the test-drive. Push every button you can find, tinker with the sound system and be sure to ask our team questions. We’re trained to answer them! Bring your list of must-have features and make sure your new Ford has everything you want.